This week I want to focus on last weeks podcast episode with Tiffany Grant and a message she gave around not allowing your struggle to become your identity.
A lot of people shy away from getting the help they need or simply discussing a challenge they are facing financially because of fear and guilt around what got them there in the first place.
I’m not going to lie to you; I’ve been there.
And as a personal finance creator I’ve been there with the gravity and focus on the fact that by discussing a vulnerability or problem I’m having financially, it somehow takes away from my credibility in being able to educate on the topic from the perspective of an “expert”.
And expert title aside—because I don’t call myself an expert— the silent pressure that financial role models and generational curse breakers carry to walk the line of financial “perfection” is both backbreaking and an illusion. Primarily because there is no such thing as financial perfection. Even in established markets we see the highs and lows of cycles influenced by variables that both can and cannot be controlled. Why should our personal finances look any different?
Repeat after me:
I am not my credit score.
I am not my bank statement.
I am not my savings or investment account.
These are things I own and am responsible for.
It does not make me a bad person if I mismanage or make decisions that negatively impact the things I own due to unforeseen circumstances.
I have the power to get myself back on track.
I have the power to get myself back on track.
I have the power to get myself back on track.
It’s important for us to remind ourselves that we are not our obstacles or mistakes any more than we are our accomplishments or successes. They are mere reflections of decisions we make or have made. The most important part of this affirmation is to own the fact that we have the power to change our circumstances no matter how dire. That by intentionally discussing the obstacle or mistake we open ourselves to guidance, education, and solutions to our problems. We learn how to avoid them or how to make better decisions in the midst of an unexpected turn of events.
It teaches us financial resilience.
And financial resilience is better than the illusion of financial perfection because it means that we learn how to weather any storm or challenge thrown our way.
Happy Friday !
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Thank you always,
Rahkim